A pretty good article on InjuryBoard.com about driving, common sense and liability (see “Who wins and loses when a Ford Focus and a fully-loaded semi-truck crash?“). One of the things that struck me was the excellent attitude this personal injury lawyer takes about his profession:

Yes, I’m not ashamed of being a personal injury lawyer, so those who refer to us collectively in a negative way can forget embarrassing us. If we are embarrassed about anything

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Despite the most thorough preparation and persistent negotiation, it is possible your claim could reach a dead end. The insurance company might stubbornly deny your claim or offer you too little compensation for the accident and you may want to consider taking your claim to small claims court or arbitration. The process for going to small claims court varies from state to state. Here is the general outline for small claims court in Michigan.

Your case must be filed in the city or county where the transaction or dispute took place, or where the person or business you are suing is located. For instance, small claims in Detroit are handled

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Michigan is one of three states where the “no-fault” automobile insurance requires each of us to carry and pay for personal injury protection, even if it is mostly a duplication of other coverage we may have.

Apparently in 47 of the other states, I could have saved that money. But not in Michigan, Florida or New Jersey.

And our United States Congress has passed a law that requires that the auto coverage be primary and pay instead of Medicare when it is carried on the auto policy.

Read the rest of the story in the Dowagiac Daily News…