Michigan is one of three states where the “no-fault” automobile insurance requires each of us to carry and pay for personal injury protection, even if it is mostly a duplication of other coverage we may have.

Apparently in 47 of the other states, I could have saved that money. But not in Michigan, Florida or New Jersey.

And our United States Congress has passed a law that requires that the auto coverage be primary and pay instead of Medicare when it is carried on the auto policy.

Read the rest of the story in the Dowagiac Daily News…

Few people realize that, after an accident, it is often possible to deal with the personal injury yourself. With basic information about how the accident claims process works, if you are organized and patience, you can handle your own injury insurance claim without a lawyer—and without being treated unfairly by the insurance company. In fact, you could actually get more compensation for your injury and a faster resolution to your claim by handling it yourself instead of hiring a lawyer (and paying her or his fees).

Which claims you might be able to take to small claims court without a lawyer? As a general rule of thumb,

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LANSING, Mich., Jan. 30 /PRNewswire/ — The Michigan Chamber of Commerce today released the following statement by Wendy Block, Director of Health Policy and Human Resources for the Michigan Chamber, in response to Governor Granholm’s call in her State of the State address for the Michigan Senate to make it easier for personal injury lawyers to sue drug manufacturers:

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