Michigan is one of three states where the “no-fault” automobile insurance requires each of us to carry and pay for personal injury protection, even if it is mostly a duplication of other coverage we may have.

Apparently in 47 of the other states, I could have saved that money. But not in Michigan, Florida or New Jersey.

And our United States Congress has passed a law that requires that the auto coverage be primary and pay instead of Medicare when it is carried on the auto policy.

Read the rest of the story in the Dowagiac Daily News…

I agree completely. Read on…

from Detroit News Feb, 16, 2008

We agree with The Detroit News that Michigan drivers need options when purchasing medical coverage through their auto insurance (“Insurance reform plan misses root of problem,” Feb. 11). Our coalition believes offering people a choice in the amount of personal injury protection they are required to buy will reduce premium rates. We have a plan — called PIP Choice — to do that.

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Jury Verdict Research recently released a new study looking at the average personal injury awards in Michigan: $1,089,638. As always, big personal injury verdicts conflate the average; the median personal injury compensation award in Michigan is $99,506. Interestingly, plaintiffs receive a financial recovery in 44% of personal injury lawsuits that go to trial compared to the national average of 52%. These numbers are misleading because the type of case has a huge bearing on both the average recovery and the plaintiffs’ success rate. But this data from Michigan is still interesting to personal injury lawyers and accident and malpractice victims in Michigan.