Michigan is one of three states where the “no-fault” automobile insurance requires each of us to carry and pay for personal injury protection, even if it is mostly a duplication of other coverage we may have.

Apparently in 47 of the other states, I could have saved that money. But not in Michigan, Florida or New Jersey.

And our United States Congress has passed a law that requires that the auto coverage be primary and pay instead of Medicare when it is carried on the auto policy.

Read the rest of the story in the Dowagiac Daily News…

Great article about the state of torts in Michigan.

In a nutshell……

http://www.legalnewsline.com/news/213581-michigan-a-battleground-for-tort-reformers-and-attorneys

NEW YORK (Legal Newsline) – Plaintiffs attorneys are attempting to demolish years of legal reform in Michigan for their own sakes, a report released Wednesday by the Manhattan Institute says.

The sixth installment of the Institute’s “Trial Lawyers, Inc.” series focused on the ups and downs of the state’s past, and the need to preserve the tort reform measures that changed the landscape of litigation in a state that still has a troubled economy.

Personal injury is anytime someone does something against you that result in damage. That damage, by the law, can be reported as a “civil wrong”. Well, what’s considered damage? Anything that you consider hurtful. Of course some damages or harder to prove than others, but damages can include:

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