Michigan is one of three states where the “no-fault” automobile insurance requires each of us to carry and pay for personal injury protection, even if it is mostly a duplication of other coverage we may have.

Apparently in 47 of the other states, I could have saved that money. But not in Michigan, Florida or New Jersey.

And our United States Congress has passed a law that requires that the auto coverage be primary and pay instead of Medicare when it is carried on the auto policy.

Read the rest of the story in the Dowagiac Daily News…

In a nutshell……

http://www.legalnewsline.com/news/213581-michigan-a-battleground-for-tort-reformers-and-attorneys

NEW YORK (Legal Newsline) – Plaintiffs attorneys are attempting to demolish years of legal reform in Michigan for their own sakes, a report released Wednesday by the Manhattan Institute says.

The sixth installment of the Institute’s “Trial Lawyers, Inc.” series focused on the ups and downs of the state’s past, and the need to preserve the tort reform measures that changed the landscape of litigation in a state that still has a troubled economy.

• Physical injury to your person
• Physical injury to your property
• Emotional injury
• Injury to your reputation
• Denying a person their rights

A personal injury can include many, many things. Common examples of personal injuries are:

• Dog bites
• Injury sustained in an auto or boating accident
• Injury caused by a negligent healthcare worker (doctor, nurse, therapist, nursing home attendant, etc.)
• Injuries due to hazards on the job
• Injuries caused by faulty appliances or machinery
• Slip and fall and other accidents caused by poorly maintained buildings, grounds and sidewalks.

If you were injured by another party, under US laws, you have the right to take legal action to get the offender to pay you back (compensate) you for the damages you suffered as because of the injury.

Some examples of damages that one might try to claim under personal injury include:

• Loss of wages due to the injury that was caused by the other party
• Loss of job due to the injury
• Mental stress
• Damage to property : a house, a car, your briefcase, etc.
• Doctor’s bills paid out of pocket
• And more

The other person may have caused the damage through carelessness or on purpose. It doesn’t matter as far as a personal injury claim goes.
Personal injury law is the branch of law that compensates people who are injured as a result of another’s negligence or intentional misconduct. Personal injury law is also known as tort law. Main objective of this branch of law is to protect citizens and help them get compensated in case they experience any damage because of someone else’s fault and negligence. See, many times, it takes money to recover from an injury. Otherwise, it can take long for the injured person to get back on their feet and back to their normal life. Personal injury laws can help the person get the help they need.
Personal injury victims often seek help from personal injury lawyers. These lawyers help victims understand their options and guide them on how to get their grievance filed in the court of law.
Personal injury laws vary from state to state, so you always have to consult a lawyer of your own state. State lawyers have to know the state’s laws and therefore, they can give victims an accurate idea about a plan of action after she or he has reviewed the case–within the framework of state laws.
People often fail to realize that their case goes under tort and they do not take any action; just blame their fate for the mishap. But they don’t have to when someone else has caused a big problem. This is when they should turn to personal injury law and attorneys.